Certificate Program on Credit Analysis

Regular price Rs.25,960.00


Basic Info : Course on Credit Analysis
Level : Advanced
Commitment  : 36 hours of study, 6 Days
Language : English
Scheduled Date : To Be Announced Soon

What Will I Learn

At the end of this course you will:

  • Apply credit analysis to assess borrowers in real cases
  • Structure loan products in a competitive way
  • Perform ratio analysis and cash flow analysis
  • Identify and work-out problem loans

Curriculum

  • Stages in credit risk
  • Importance of credit analysis in credit risk
  • Principles of credit analysis
  • Seven Cs of credit analysis
  • Steps in the credit analysis process

  • Various steps involved in loan appraisal
  • Components of a bank's lending policy
  • Loan Documentation
  • Loan Pricing and Profitability Analysis
  • Regulations related to lending

  • Liquidity ratios, turnover ratios, profitability ratios, leverage ratios, and market ratios
  • Comparative analysis
  • Statement of Cash Flows
  • CFO, CFI, CFF

  • Economy, Industry and Company (EIC) framework
  • Models for non-financial analysis
  • Case studies for analysis

  • Need for asset quality assessment
  • Quantitative and Qualitative Review of asset quality
  • Categories of asset classification
  • Special mention assets
  • Loan classification practices in various countries

  • Need for asset quality assessment
  • Loan classification practices in various countries

  • Non-performing loans (NPLs)
  • Methods of resolving NPLs
  • How to prevent NPLs

  • Types and characteristics of consumer installment lending
  • Various types of Instalment loans
  • Dealer Agreement, Recourse, and Dealer Reserve
  • Common risks faced in consumer installment lending

  • Characteristics of Floor Plan Lending
  • Methods of Floor Plan Lending
  • Risks Associated with Floor Plan Lending

  • Concept of Accounts Receivable and Inventory Based Lending
  • Risks faced in Accounts Receivable and Inventory Based Lending

  • The Concept of Loan participation
  • Need for Loan participation
  • Process of Loan participation
  • Risks faced in Loan participation

  • Concept of Letter of Credit (LC)
  • Types of Letter of Credit
  • Risks faced in Letter of Credit
  • Loan commitments, Unfunded lines of credit and their characteristics
  • Potential credit risk in loan commitments and unfunded lines of credit

    How It works

       Live Classroom Sessions
    Each session is interactive and informative, featuring case studies, quizzes, and projects

       Interact, Learn and Grow
    bsevarsity.com enables you to master the concepts, interact with expert faculty and other learners, and be a part of the community whilst growing.

       Get Certified
    Get Certified from bsevarsity.com. Share your success with the world